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Which Are the Best Business Credit Cards for Cash Back?

Shrewd business owners are looking for business credit cards that provide cash back. This category of cards will typically give you a percentage of your spending back to you in rewards. On top of the ongoing rewards business owners can accrue for each dollar spent, many of these cash back cards offer upfront bonuses worth […]

What Should I Look for When Choosing a Business Card?

If you’re a small business owner looking to streamline your expenses, opening a business card can give you benefits and spending flexibility. Many business credit card companies offer rewards, special financing, and free employee cards that can make them crucial for your enterprise. Since every business is unique, there are no one-size-fits-all cards. With the […]

What Are the Benefits of Using a Business Credit Card?

The benefits of using a business credit card are as good if not better than personal cards. They provide ready access to capital business owners can use for most business expenses. The Federal Reserve’s 2021 Small Business Credit Survey reports that 21% of business owners applied for a credit card to fund their businesses.  If […]

What Are Some of the Bonus Categories for Business Credit Cards?

To remain competitive, credit card companies offer incentives to entice business owners. Bonus categories give you perks that make spending your company’s hard-earned revenue a bit more agreeable. When you use this type of business card, you can spend in bonus categories including business travel, gasoline, and restaurants to earn points and cash back bonuses. […]

How Do the Credit Reporting Policies of Personal and Business Credit Cards Differ?

If you plan to open a credit card account to help cover company expenses or earn rewards, you have plenty of options. Depending on how you plan to use it, you may find that it makes more sense to use a personal credit card than a business card.  One of the ways personal and business […]

How Do Consumer Protections for Business Credit Cards and Personal Cards Differ?

Small business owners often turn to credit cards to unlock greater spending power and fuel company growth. In most cases, they can choose to use a personal consumer credit card in their name or a business card in their company’s name. There are benefits to utilizing a business credit card account, including liberal cash back […]

How Do Business Credit Cards Make Record-Keeping Easier?

Whether you use the wrong type of card or use it too often, mismanaging your business credit card can harm your company’s bottom line. However, using a card for dedicated business expenditures can simplify record-keeping with careful management, saving you time and money.  Business credit card issuers offer unique features like employee card tracking and […]

How Do APRs of Business Credit Cards and Personal Credit Cards Differ?

The APR (Annual Percentage Rate) on a bank-issued credit card — regardless of whether it’s a business or personal card — will generally coincide with the card’s reward potential. Therefore, business cards touting generous welcome bonuses and cash back rewards typically come packaged with higher APRs. Additionally, business credit card interest rates and fees can […]

How Can I Maximize the Benefits of My Business Credit Card?

Having a business credit card is about more than just boosting your company’s short-term spending power. Business cards bring other inherent benefits to you as a business owner and to your organization, including cash back rewards, purchase protection, and the ability to build business credit. You can do things to boost these advantages before you […]

Which Expenses Should Never Be Charged on a Business Credit Card?

As a small business owner, you are likely accustomed to using a business credit card. They typically offer lower rates than an average consumer credit card, combined with rewards and perks angled towards businesses. This can make it tempting to load it with purchases that should never be charged on a business credit card. From […]