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What Are the Key Differences Between the Chase Ink Business Cash Card and the Chase Ink Business Unlimited Card?

Chase has two impressive credit cards for small business owners who love cashback: The Ink Business Cash Credit Card The Ink Business Unlimited Credit Card Each card offers the potential to store up rewards on daily business spending, a plentiful introductory APR on new purchases, and a healthy sign-up bonus. Selecting which to sign up […]

Amex Blue Business Cash Card Vs Amex Blue Business Plus Card

Amex Blue Business Cash Card Vs Amex Blue Business Plus Card American Express offers two small business cards packed with competitive perks – the Blue Business Plus Card from American Express and, launched a few years ago, the American Express Blue Business Cash Card. Since the Plus card earns Membership Rewards points and the Cash card earns […]

What Is Introductory APR?

An introductory annual percentage rate (APR) is a rate that credit card companies use to draw customers. The rate, also called a “teaser rate,” is usually in effect for a fixed number of months, beginning immediately after a new client opens an account. It is typically lower than the standard APR and is often as […]

How Is Business Credit Score Calculated?

Bank loans, credit cards, and lines of credit can bolster your working capital, giving you resources to purchase inventory or expand operations. Your company’s credit score affects the cost of these debts and how much you can borrow. Knowing how your business credit score is calculated can be vital for building and improving your firm’s […]

What Is a Good Credit Utilization Ratio for Your Business?

What Is a Good Credit Utilization Ratio? Credit utilization is the total amount of your established credit limits that you are using. Whenever you make a purchase using a credit card or borrow against a credit line, your utilization goes up, and your available credit decreases. The balance between the amount you owe and the […]

What Rewards Can Be Earned with the Ink Business Cash Card?

The Ink Business Cash Card by Chase is a credit card that offers back cash bonuses on purchases you make using the card.  And unlike many business credit cards, there is no annual fee. This appealing feature benefits small companies that may not earn enough rewards to offset the high upfront costs associated with other […]

What Is Considered a Good Business Credit Score?

You probably know a lot about your consumer credit score — where to find it, how it is calculated, and how high it needs to be to get the best rates on loans and credit cards. Determining a good business credit score to shoot for, on the other hand, may be more complicated. The systems […]

How to Manage a Business Line of Credit

Having several different financial resources to choose from is helpful when expanding your business. Flexibility allows your company to adapt to change, especially during periods of uneven cash flow or growth.  A business line of credit is an essential financial tool for many entrepreneurs. However, you need to be sure you can manage it. If […]

What Is the Average Small Business Score?

Like a consumer credit score used to determine your creditworthiness, your company has a small business score that summarizes its financial stability. Banks and other lenders often use these numbers to qualify businesses for loans and other financial products. There isn’t one universal business scoring method, but four different systems used in different situations. Because […]

What’s the Scoop on Capital One Spark Miles for Business?

Searching for a small business credit card that checks all the right boxes for your business model? Here’s what we dug up on Capital One Spark Miles for Business, a Capital One staple for small business owners. Pros and Cons Balancing the benefits and disadvantages of a potential credit card is essential to learning how […]