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Cash Flow Analysis Made Easy
If you’re running a business, you already know how important it is to keep track of your company’s cash flow. It is not enough to look at a business’s profits alone. Cash flow analysis is defined as recording and studying all the money moving in and out of a business to understand how much […]
Operating Cash Flow vs Free Cash Flow: What’s the Difference?
For businesses small and large, cash flow is a key indicator of a company’s financial health. There are a number of ways to measure cash flow. The simplest is comparing bank statement balances from one month to the next. The difference will indicate cash flow vs free cash flow. But financial professionals generally use […]
Cash Flow Financing: Everything You Need to Know
Cash flow financing is a type of funding in which money is loaned to small businesses and is then backed by the company’s projected future cash flow. Cash flow is the amount of money going in and coming out of a business during any specified period of time. Cash flow funding is different from […]
How to Manage Cash Flow for a Seasonal Business
Operating a seasonal business can be challenging. There are months where there may be modest or nonexistent revenue. Savvy seasonal business owners use their slow seasons to prepare for the busier times of the year. That means looking for leveraging opportunities to generate revenue, strengthening your market position, and managing cash flow. Ways to manage […]
What is a Cash Flow Statement?
A cash flow statement is a report that summarizes and calculates your cash flow — the movement of liquid assets into and out of your company. Along with your income statement and balance sheet, it is one of the most fundamental financial reports you can create for your business. The Securities and Exchange Commission (SEC) […]
Can Cash Flow Challenges Be Solved Using Line of Credit?
Cash flow challenges can affect small businesses in any industry. Invoice-based and seasonal companies are especially vulnerable to cash flow shortages because of their inconsistent revenue. Even restaurants and retail stores that are historically less prone to day-to-day income fluctuations were hit hard by COVID-19 restrictions. So what can you do to prepare for cash […]
What Happens if My Company Goes Bankrupt?
Opening and running a small business is risky even under the best of circumstances. Nearly one out of two new companies close their doors for good within their first five years, and the COVID-19 pandemic has generated new hurdles for struggling enterprises. According to an October 2020 survey conducted by Small Business for America’s Future […]
How to Analyze Business Cash Flow
Most of us are familiar with the term “cash flow” — it is the total monetary amount flowing in and out of a company. Knowing what it is and how to analyze it is paramount for small businesses that lack substantial cash reserves. Without cash flow monitoring and course correction, your business could quickly veer […]
5 Options to Avoid Running Out of Cash for Your Business
With the right processes and some adjustments, you can put your businesses in better financial health. We’ve done some research and found five options to help your business avoid running out of cash.
The Best Apps and Tools to Track Business Cash Flow
Cash flow consists of the flow of funds into and out of your business. It’s crucial to understand what cash flow is and how to keep track of it — especially for small businesses that may not have huge cash reserves. Simply put, if you don’t pay attention to your cash flow, you may find […]
Free Cash Flow 101: What it Means & How to Calculate it
Free cash flow (FCF) is a way to measure a business’ financial performance and health. It’s the cash that a business has left over after accounting for capital expenditures and operational expenses.
The 6 Best Ways to Get Cash for Your Business NOW (for an Emergency) And What to Avoid
When disaster strikes, you need to know where you can turn for a business loan or other financing options with minimal turnaround time
EBITDA for Dummies: Formula, Margin, Ratio, Calculator & More
“EBITDA” is an abbreviation for “earnings before interest, taxes, depreciation and amortization;” every business owner should be aware of this approach and how to calculate EBITDA.
Dissecting the Cash Flow Statement (Example Included)
Given its importance, identifying and preserving a steady cash flow should already be a priority. If it’s not, there’s no better time to start tracking it as one of your most significant metrics — and the best way to do that is to start with a cash flow statement. Here is a complete breakdown.
Why is Cash Flow Important to Your Business?
Cash flow is important because your business won’t run without it. One of the main reasons some businesses fail is due to lack of cash.
Free Guide: Build Your Yearly Budget Based on Cash Flow Projections
Figuring out your cash flow situation is a key component of establishing the financial health of your small business. If you have your numbers locked down, you’ll find that it will often prove instrumental in securing a business loan and building trust in your venture.
Summer High or Low? Plan for Seasonal Cash Flow Gaps
Making sure you have enough cash on hand to pay your expenses all year round can be tricky when you’re earning most of your revenue during only part of the year.
Cash Flow 101: What it is, How to Calculate, & Definitions to Know
Learning how to manage your cash is a crucial skill that will be a major contributor toward the success or failure of your small business.
What’s it Going to Cost Me if My Business Runs Out of Cash?
Cash is the lifeblood that runs through any business. Having a positive cash flow allows a business to keep running — buying inventory, paying employees, marketing the business and much more.
How Can I Tell if I’m Going to Run Out of Business Cash?
At its most basic, the cash flow formula calculates what’s left over after you subtract all your expenses from all your revenues.
What Are My Options if I Run Out of Business Cash Flow?
Running out of funds to pay your business expenses is a serious event that can quickly spell the death of your business.
Can You Tell Us What Your Business’ Operating Cash Flow is Right Now?
You have to have cash to take care of the fundamentals of your business such as running day-to-day operations, paying employees and making the investments you need for growth.