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  • Employee cards available at no extra cost
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Dig Deeper into No Annual Fee

What Is the Working Capital Formula?
What Is the Working Capital Formula?

Working capital is a metric used to quantify your company’s liquidity. In other words, it is the amount of money you would have on hand to run your business if you were to liquidate your assets to pay off your current debts. This calculation is an effective way to analyze your organization’s short-term financial health […]

Understanding Business Revenue vs. Sales

“Sales” and “revenue” are terms that get thrown around a lot in business jargon. Sometimes they're used to mean the same thing, but there are important differences between the two.

How to Analyze Business Cash Flow

Most of us are familiar with the term “cash flow” — it is the total monetary amount flowing in and out of a company. Knowing what it is and how to analyze it is paramount for small businesses that lack substantial cash reserves. Without cash flow monitoring and course correction, your business could quickly veer […]

How Can My Seasonal Business Budget for Revenue Changes?

All seasonal businesses experience revenue challenges during specific months of the year. As an owner of a seasonal business, you have one of the toughest entrepreneurial jobs. You work to market and promote your products or services year-round while generating the bulk of your income in three to six months. A lot of seasonal companies […]