Spark 2% Cash Plus

  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Earn up to $1,000 in the first 6 months, $500 once you spend $5,000 in the first 3 months and $500 once you spend $50,000 in the first 6 months
  • No APR because your balance is due in full every month
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • No foreign transaction fees
We're working on some pretty cool new pieces of content, including tools that will give you insight into your business finances.

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How Do Consumer Protections for Business Credit Cards and Personal Cards Differ?

Small business owners often turn to credit cards to unlock greater spending power and fuel company growth. In most cases, they can choose to use a personal consumer credit card in their name or a business card in their company’s name. There are benefits to utilizing a business credit card account, including liberal cash back […]

How to Build Business Credit with Poor Personal Credit

Lenders evaluate your business credit to determine your creditworthiness. It helps them decide if your company is eligible for financing, and it demonstrates financial responsibility to prospective vendors, business partners, and investors. Building business credit typically means utilizing your personal credit as a starting point. Yet, poor personal credit can be a stumbling block for […]

What is a Good Credit Utilization Ratio for Your Business?

What Is a Good Credit Utilization Ratio? Credit utilization is the total amount of your established credit limits that you are using. Whenever you make a purchase using a credit card or borrow against a credit line, your utilization goes up, and your available credit decreases. The balance between the amount you owe and the […]