Spark Classic

  • Good opportunity to build credit score
  • 1% cash back on all spending with no limit
  • No foreign transaction fee
  • Rewards never expire for life of the account
  • Purchase and travel insurance and services
  • Fraud coverage and interactive alerts
We're working on some pretty cool new pieces of content, including tools that will give you insight into your business finances.

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Your One-Stop Shop on How to Build Business Credit

According to the Federal Reserve Bank of New York, more than 50 percent of small business owners who apply for loans fail to obtain them, and it’s usually because of poor business and personal credit scores (or recipients that have been mismatched with lenders).

Should You, or Should You Not? Review of PayPal Working Capital

PayPal Working Capital offers an alternative to other small business credit and loan options. Introduced to all PayPal users in 2014, this service has been developing traction among business owners in recent years — but is it a route worth exploring for your company’s financing needs?

Dissecting the Cash Flow Statement (Example Included)

Given its importance, identifying and preserving a steady cash flow should already be a priority. If it’s not, there’s no better time to start tracking it as one of your most significant metrics — and the best way to do that is to start with a cash flow statement. Here is a complete breakdown.