Whether you’re looking to understand your business credit score or looking to grow your business credit, our easy-to-understand articles and guides will set you on the path to building the best business credit score possible. With good business credit, you’ll have a solid foundation for financial business health.
Shrewd business owners are looking for business credit cards that provide cash back. This category of cards will typically give you a percentage of your spending back to you in rewards. On top of the ongoing rewards business owners can accrue for each dollar spent, many of these cash back cards offer upfront bonuses worth […]
Small business owners often turn to credit cards to unlock greater spending power and fuel company growth. In most cases, they can choose to use a personal consumer credit card in their name or a business card in their company’s name. There are benefits to utilizing a business credit card account, including liberal cash back […]
A credit inquiry happens when a lender (or another authorized party) performs a credit check to analyze your creditworthiness and help them make their lending decision. These types of inquiries are known as “hard,” and others are called “soft.” Because the inquiry is noted on your credit history, the main difference between the two is […]
A business credit score is similar to a personal credit score in that it reflects the financial history of a business. Your business credit score rates the quality of your business’ financial dealings, including credit, bill-paying history, debt-to-credit ratio, defaults or bankruptcies, creditworthiness and more.
You may have the best intentions for keeping track of your company’s financial obligations and paying your bills on time, but sometimes circumstances interfere. Business cash flow can be challenging to predict, so the money that you thought would be available just isn’t there, or your busy schedule caused you to miss your bill due […]
Whether it’s a loan, a business credit card, a line of credit, or alternative financing, it’s vital to ensure the funding option you select aligns with your business’s goals and remedies its financial pain points. Your company may be struggling, but that doesn’t mean it should have to pay exorbitant interest rates or finance charges. […]
A business credit card is a necessary financial tool for any company. If you are looking to buy equipment, meet operating expenses, or make repairs, a business card is probably one of the first places you might turn. However, if you run a small or medium-sized business, you know it can be challenging to qualify for credit or […]